Website information
Terms & Conditions
The terms that apply when you visit Hoosier-Restorations.com or submit information through the website.
Website use
This website provides general information about Hoosier Restorations and its restoration, mitigation, cleanup, reconstruction, billing, and claim-support services. You agree to use the website lawfully and not interfere with its operation, security, or availability.
No service agreement created
Submitting a contact form, payment request, or claim assignment does not by itself create a contract, authorize work, guarantee response time, establish insurance coverage, or bind Hoosier Restorations to a particular price or scope. Services begin only after the appropriate parties approve the applicable written authorization, estimate, work order, or agreement.
Emergency and safety information
Website information is not a substitute for emergency services or professional safety advice. Call 911 when anyone is in immediate danger. Do not enter areas with fire, electrical, structural, contaminated-water, mold, chemical, or other unsafe conditions. Restoration availability and response times depend on location, conditions, access, weather, workload, and safety.
Estimates, scopes, and changes
Website descriptions are summaries and are not fixed-price offers. Actual work, pricing, scheduling, materials, exclusions, warranties, and payment terms are governed by the written documents issued for the individual project. Hidden damage, code requirements, material availability, access limitations, or changed conditions may require a revised scope or written change order.
Insurance information
Hoosier Restorations may document damage and communicate with authorized property and insurance contacts, but does not determine coverage or guarantee that an insurer will pay any charge. The property owner or contracting customer remains responsible for deductibles, non-covered work, and other amounts due under the applicable agreement.
Payments
Never submit card numbers, bank account numbers, passwords, or other financial credentials through a general website form or ordinary email. Payment requests submitted through this website are sent to the billing team so secure payment instructions can be provided. Payments are subject to the terms shown on the applicable invoice, agreement, and secure payment-provider page.
Information you submit
You represent that information submitted through the website is accurate to the best of your knowledge and that you are authorized to provide it. Do not submit Social Security numbers, medical information, passwords, payment-card data, bank information, or unrelated sensitive information. By submitting contact information, you authorize Hoosier Restorations to respond about the request.
Website content and availability
Website text, graphics, branding, and other content are owned by or licensed to Hoosier Restorations and may not be copied or used commercially without permission. We may update, suspend, or remove website content at any time. We do not guarantee that the website will always be available or free from errors.
External services and links
The website may link to third-party social networks, form services, maps, or secure payment providers. Those services are operated under their own terms and privacy practices. Hoosier Restorations is not responsible for the content, security, availability, or practices of an unaffiliated third-party service.
Disclaimer and limitation
To the extent permitted by law, the website and its general information are provided as available without warranties regarding completeness, accuracy, or uninterrupted availability. Hoosier Restorations is not responsible for indirect or consequential loss arising solely from use of, or inability to use, this website. Nothing in these terms limits responsibility that cannot legally be limited.
Governing law and changes
These website terms are governed by the laws of the State of Indiana, without regard to conflict-of-law rules. If one provision is unenforceable, the remaining provisions continue in effect. We may update these terms by posting a revised version and changing the effective date.
Contact us
Questions about these terms may be directed to Hoosier Restorations at chad@hoosier-restorations.com, (812) 230-3221, or 7160 Zionsville Road, Indianapolis, IN 46268.
Business review note: Website terms should be reviewed by an Indiana attorney before they are relied upon as legal protection or incorporated into customer contracts.